Commercial Intermediation Services With JSK

We provide general guidance on financial processes and support clients with documentation and introductions to licensed financial and banking partners. We do not provide regulated financial or investment advisory services.

What JSK Helps You Achieve

Our finance consulting work centres on three goals:

  • Keep the business funded and liquid
  • Protect the balance sheet from hidden risks
  • Present a clear financial story to banks, investors, and boards

To do this, we:

  • Analyse current performance and cash flows
  • Build simple, driver-based financial models
  • Map funding needs and options
  • Review pricing, cost structure, and working capital
  • Prepare financial packs for lenders and investors

You gain a practical view of where the business stands, where it can go, and what it takes to move there.

Financial Consultation

Core Commercial Intermediation Services

1. Financial Health Review
We start with a structured review of your numbers and structure. We look at:
  • Revenue mix by product, customer, and channel
  • Gross margins and unit economics
  • Fixed and variable cost breakdown
  • Working capital cycles and cash gaps
  • Debt profile, covenants, and repayment schedules
From this, we prepare a concise view of strengths, pressure points, and quick wins.
2. Financial Modelling and Forecasting
We build models that match how your business runs, not generic templates. These can include:
  • 12–24 month cash-flow projections
  • Scenario tests for growth, price changes, or delays
  • Impact of new products, markets, or channels
  • Debt restructuring or new facility cases
You see how decisions affect profit, cash, and leverage before you commit.
3. Capital Structure and Funding Strategy
We help you think through the mix of equity, debt, and internal cash. Support includes:
  • Sizing and timing of funding rounds or facilities
  • Choice between working capital lines, term loans, or other instruments
  • Mapping security and guarantees
  • Preparing information packs for banks and investors
You stay in control of dilution, risk, and repayment obligations.
4. Performance Monitoring and Reporting
Once a plan is in place, we help you track it. We design:
  • Monthly or quarterly management reports
  • Scorecards for key metrics
  • Variance analysis against budgets and forecasts
  • Simple dashboards for owners and boards
This keeps strategy and execution linked through regular review.

Integration With Accounting, Tax, and Banking

Finance consulting only works when it connects to real data and compliant records. JSK ties its work closely with teams that deliver accounting services in Dubai so that models, reports, and lender packs sit on reconciled books, not rough estimates.

We also coordinate with tax and banking specialists so that:

  • Planned structures respect tax rules
  • Loan and facility terms link smoothly with cash-flow plans
  • Banking arrangements support collections, payments, and reserves

This avoids conflicts between what the model says and what systems, banks, or authorities see.

Supporting You From Setup to Scale

Many clients engage JSK early, when they are still defining their structure and first moves. For founders and early-stage teams, we link finance consulting with business setup in Dubai so that licence choices, shareholding, and capital flows match long-term plans.

We help you:

  • Decide the right entity type for future funding
  • Align founder holdings with control and exit goals
  • Build initial budgets and cash-flow plans
  • Prepare simple reporting formats from day one

As the business grows, we adjust the structure and model rather than replacing it.

Finance Planning and Personal Goals

For many owners, business and personal plans are linked. Property, savings, and residence decisions interact with company cash and risk.

When long-term residence sits on your agenda, we keep in view any current or future golden visa application Dubai so that your income records, shareholdings, and asset moves support both corporate and personal aims.

We help you:

  • Separate business and personal cash flows clearly
  • Plan salary, dividends, and drawings in a structured way
  • Keep documentation ready for both lenders and immigration processes

This reduces friction when you deal with banks, authorities, or future partners.

How We Work With You

We keep our approach clear and collaborative.

1. Discovery and Diagnostic

We gather financial statements, management reports, loan documents, and key contracts. We speak with owners and core team members to understand how decisions are currently made. Then we summarise findings and agree on focus areas.

2. Design and Modelling

We build or refine models, reporting packs, and structures that match your business. We test them with real data and adjust until they reflect reality.

3. Implementation Support

We work with your internal team to roll out new formats and processes. We brief staff on what changes, why it changes, and how to maintain it. If needed, we join calls with banks or investors to present numbers in a consistent way.

4. Ongoing Review

We schedule periodic reviews to track results against the plan. We update models for new information, revisit assumptions, and suggest course corrections. You can increase or reduce intensity based on the phase you are in.

Who JSK Works With

Our finance consulting clients include:

  • Owners of small and mid-sized operating companies
  • Family businesses that handle multiple entities
  • Professional service firms and partners
  • Asset-holding structures that manage investments or property
  • Startups preparing for external funding or exit

Some come during growth, some during stress, and some before key decisions such as new markets, large capex, or succession.

Why Clients Choose JSK

Clients choose JSK when they want finance support that goes beyond short presentations. Our work:

Stays grounded in actual data and constraints

Connects numbers with decisions, not just reporting

Covers both short-term survival and long-term direction

Respects capacity and skills in your existing team

We aim to build systems and habits that remain useful even after a specific project ends.

Next Steps

If you want a clear view of your financial position and options, you can start with a focused discussion with JSK. We will review your current numbers, main challenges, and upcoming decisions, then outline where finance consulting can add structure and support.

From there, we move in steps, based on your pace and priorities. The goal is simple: better financial choices backed by reliable analysis and clear communication.

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